Progressive Snapshot Discount is here!

Snapshot discount from Progressive is coming to Ohio on 1/27/2012!

Here are some common questions & answers about Snapshot:

What is Snapshot?
Snapshot, Progressive’s Pay As You Drive program, is a type of usage-based insurance. After you enroll, you can earn a personalized car insurance discount—by driving less, in safer ways and during safer times of day. The better you drive, the more you can save, up to 30 percent.

Does it cost anything to take my driving snapshot?
No, it’s free to enroll in Snapshot.

What driving habits are included in my snapshot?
Your driving snapshot includes the number of miles you drive, time of day you drive and how often you make sudden stops. People who drive less, in safer ways and during safer times of day could get a discount.

What happens after enrolling in Snapshot?
In seven to 10 days, you’ll receive a Snapshot device and details on where to plug it into your car. Then you’ll drive as you normally would to take your driving snapshot. You can track your driving by logging in to your policy.

How do I take my snapshot?
Once you get your Snapshot device in the mail, just plug it into your car’s diagnostic port (usually below the steering column) and drive as you normally would to take your snapshot. Then, log in to your policy online to view your driving information and projected discount with Snapshot.

Can I change my mind after I’ve signed up for Snapshot?
Yes, you can cancel at any time, and afterward, Progressive won’t use your driving data to determine your insurance rate

Could my rate go up based on my driving?
No, Snapshot won’t increase your rate. And remember, you can track your projected discount online, and if you don’t think you’ll save money, you have the option to cancel Snapshot.

How can I improve my discount with Snapshot?
Safe habits like these will improve your potential discount with Snapshot:

•Gentle braking
•Driving fewer miles than the average driver in your state
•Minimizing driving during peak hours or between midnight and 4 a.m.

How can I see my projected discount with Snapshot?
Once you’ve plugged in the device, you can log in to your policy online to see your projected discount.

How quickly can I get my discount with Snapshot, and how long does it last?
Progressive will apply any discount you earn about 30 days after you plug in your Snapshot device. Then, when you renew your policy, we’ll finalize your driving snapshot, and you can keep saving for as long as you’re insured by Progressive. If you make a significant change to your policy, we might ask you to take a new snapshot of your driving.

What information does the Snapshot device collect?
The Snapshot device collects:

•Time of day and vehicle speed, which helps determine how many miles you drive and how often you make sudden stops.
•When the device is connected and disconnected from the vehicle.
•Vehicle Identification Number (VIN).

The Snapshot device doesn’t contain GPS technology or track vehicle location. It also doesn’t track whether you’re exceeding the speed limit.

Is the Snapshot device easy to install?
Generally, yes. The device plugs into your car’s onboard diagnostic port, which in most cars is located near or beneath the steering column.

Is Snapshot available for all cars?
It’s available for most cars. Some aren’t compatible with the Snapshot device, including vehicles older than 1996, which don’t have the diagnostic port that’s required for you to use the Snapshot device.

Can I enroll multiple cars in Snapshot?
Yes, you can. Once you enroll your cars, you’ll receive one Snapshot device for each car.

How long is the Snapshot device installed?
For just 6 months. You then remove the device and ship it back to Progressive at no cost to you.

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This entry was posted on Wednesday, January 25th, 2012 at 7:51 am and is filed under Agent Clint, Insurance. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

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